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DMCthe dumb money club
// FLAGSHIP COHORT · EDITION 01 · MARCH 2026

A 4-week
teardown of your
financial life.

Eight live sessions. One small cohort of 30. No upsell to products. No "exclusive stock picks". Just the boring playbook that actually works.

₹15,000
one-time
// NO RECURRING · NO UPSELL
30
seats max
// SMALL COHORT · REAL Q&A
4 WK
of live teaching
// 8 SESSIONS · 12 HOURS
See the curriculum

secure payment via Razorpay · UPI · cards · netbanking

Starts
Mon, 16 March 2026
Ends
Sun, 12 April 2026
Format
Live · 90-min sessions · Tue + Thu evenings + Sun Q&A · IST
Recordings
Lifetime access
// THIS IS FOR YOU IF
  • You earn ₹8 L+/year and have zero idea where it goes
  • You have RSUs/ESOPs and they confuse you
  • You've read 10 finance blogs and feel more lost than ever
  • You're tired of finfluencers screaming buy/sell with no logic
  • You want to plan your money WITHOUT being sold a ULIP
// NOT THE RIGHT FIT IF
  • ×Day traders looking for stock tips (we don't give them)
  • ×People wanting personalised advisory (we are education-only)
  • ×Anyone who wants a magic 30%-returns formula
// WEEK BY WEEK

The curriculum.

Week 101

The Money Audit

  • → Where is your money actually going?
  • → Net-worth tracking · the only number that matters
Walk away with:
Walk out with a complete picture of your financial life on one page.
Week 202

Debt, Insurance, Emergencies

  • → Good debt vs bad debt · the math of EMI
  • → Term + Health insurance · what to actually buy
Walk away with:
Cancel the wrong policies. Buy the right cover. Build a 6-month buffer.
Week 303

Investing Without Drama

  • → Mutual funds · the boring 7-step framework
  • → PPF · NPS · EPF · what each is actually for
Walk away with:
Set up a portfolio you can leave alone for 10 years.
Week 404

Taxes & Equity Comp

  • → Old vs New regime · the math for YOUR salary
  • → RSU / ESOP · vesting · exercise · sale taxes
Walk away with:
Stop overpaying tax. Understand your equity. Save lakhs.
// EDUCATION ONLY · ZERO COMMISSIONS

We don't sell mutual funds.
We don't sell insurance.
We sell clarity.

This cohort is pure financial education. We are NOT SEBI-registered investment advisers. No personalised stock or fund recommendations. Every rupee we earn comes from you — never from a fund house, insurance company, or bank kickback.

₹0
commissions earned
// EVER · NO EXCEPTIONS
// FAQ

Questions?

Is this SEBI-registered investment advice?+
No. This is pure financial education. We are NOT SEBI-registered RIAs. We will never recommend specific stocks or funds for your individual situation — that would require an RIA licence and we have chosen not to go down that path.
What if I miss a live session?+
All sessions are recorded. You get lifetime access to the recordings + slides + worksheets.
Why ₹15,000? Other courses are ₹2,000.+
Because it's 8 hours of live time with the founder, in a small cohort of 30. Other courses are pre-recorded YouTube playlists with 5,000 students. Not the same product.
Refund policy?+
Full refund if you ask before Session 2 (within 5 days of cohort start). After that, no refunds — but lifetime recording access stays.
Do I need any prior knowledge?+
Nope. We start at zero. If you've earned a salary, you're qualified.
// EDITION 01 · MARCH 2026 · 30 SEATS

Stop guessing.
Start running the numbers.

One-time payment. No subscription. Lifetime access to recordings, slides, worksheets and the cohort community.

// SECURE PAYMENT · RAZORPAY · UPI / CARDS / NETBANKING